Monday 16 March 2020

Preventive Therapie Isn´t Free: Why Preventive Therapie Isn´t Free If the Health Insurance Goals is to keep People healthy for a long time?


"Prevention they said is better than cure.“ but How do one go about this? In this age where the love of money is the peak of the day. Last year, I was having a pain on my gum and I decided to visit the dentist after trying out my preventive prophylaxis with salt and warm water for days without any improvement. Well the dentist assistant removed some plaque and told me I will need to come for professional plaques removal. They asked if I have ever done that before I said yes... Anyway, that is another story.

They told me is from 130-160 Euro... I told them I know because I have done that before. The dentist wrote me some prescriptions for my gum pain to get from the pharmacy but I didn’t buy that anyway my pain vanished.

Last week I decided to call because I discovered my mouth was smelling and they asked me to come.  So I went there on Friday, the dentist told me that he has to do X-ray to know what is the problem and if there is a problem the health insurance will have to pay for the treatment. I agreed to do the X-ray and after the X-ray he said it is gum inflammation... and the treatment is professional cleaning. But I should not worry the health insurance will pay for that because it about 900 Euro. I will do professional cleaning every three months and after that I will be coming for control and everything will be fine again. So my first appointment was 16.3.2020, 12:30 pm, when I got there, the dentist assistant took me to


where the treatment will commerce. She was very friendly, so I asked her to take me some pictures. Which she did, only for her to start telling me that I will pay 400 Euro and the health insurance will pay more than a thousand  Euro. I said but the doctor told me a different story. Why should I pay if i‘m having a problem in my gum which need to be taken care of? I don’t get it. She replied that , that's their rule. Our conversation was in German language and I told her that I would like to talk with the dentist and she told me that the dentist would be available in 15 minutes. After few minutes he came in and started explaining things to me in another dimension. I quickly cut in, by saying but why didn’t you tell me this before the X-ray? You only told me that the health insurance will pay. What do I do now? He said I will be coming for control they should give me the next appointment for 23.3.2020. hmmm... then he asked the nurse to do the normal plaques removal for me. She replied she had done that already.

 The same thing the other day I went to see a gynecologist for check up ,new though because of change in my environment and they brought out list of prices for every check up, including ultrasound. I was surprised because I have never pay a dine  since I have be visiting gynecologist in Germany ,the health insurance pay for that. I know when I go to my personal doctor for general check up I don’t pay too, only if I do other checks that the insurance don’t cover.Trust me, I don’t joke with all my check up because preventive therapy is just the best and I think is one of the most expensive therapy. Not only in cash but in investing your time doing all it takes to remain healthy for a long time.

19 comments:

Ene Jennifer said...

🛡🛡🛡🛡

Oladimeji said...

Different strokes for different folks....in Africa especially Nigeria, you are on your own...dead or alive....in strength and weakness...Gov Government has no business assisting or supporting anyone but those in government. God is for all here and government is for the few aristocrats.

Unknown said...

Wow, great write up. It's really cool to get free checks and preventive therapy but not in my country (Nigeria) but the standing point of it all is better to prevent than cure. I pray we get there soon, where people get free preventive therapy. Thanks for sharing this insightful story.

Timmy said...

Nice write up, interesting and englightening, thanks for sharing

Betterlife Is About Beauty said...

Preventive therapy is always key.
In Nigeria, my insurance plan doesn't cover dental needs. Just general check up. Other needs I have to pay from my account.

Unknown said...

This is so insightful.. Like personally I don't go for check ups maybe because I don't Realy have health issues although I'm Asthmatic but I know the deets and how to prevent myself from lot of things....
Meanwhile Nigeria government are not so effective most especially in general Hospitals where you are suppose to get everything free but reverse is the case you have to pay through your nose.. I don't even want to talk about it.

I think I will start going for normal medical check ups just so to know if everything is fine.

Lovely post 👌

Ahmed said...

Oh.nice write up keep it up.thanks for sharing

Unknown said...

Wow,, nice post and using this to ensure i go for check up no matter what

Brand Surgeon said...

Great write up but insurance in Nigeria is a big mess, perhaps because the health sector itself is in a state of confusion.

Queendaline Schneider said...

Peace! Thanks dear.

Queendaline Schneider said...

I know right. But here also some GP here, who are now looking for ways to make extra cash from their patients. Especially the dentist... Anyway, I have already contacted my Health insurance PR and they told me that the treatment for gum inflammation is cover by the insurance, I don’t need to pay a kobo😆. Thanks to the DAK!

Queendaline Schneider said...

Yes dear. Preventive therapy is just the best...

Queendaline Schneider said...

Thank you very mr Timmy. Good to have you here.

Queendaline Schneider said...

I can imagine, but here it cover dental needs. Just some of the dentist GP are always looking for ways to earn extra cash but not with me...😃😂

Queendaline Schneider said...

It is always good to go for general check up, once in a year. To know one’s state of health.

Queendaline Schneider said...

Thanks for reading sir.

Queendaline Schneider said...

That is real nice of you, I must say. Keep it up.

Queendaline Schneider said...

It is well with Nigeria! May God restore the nation to her fully potential. 🙏🏼

Stephen Ayo SAN said...

It's really nice and helpful